Housing Insights for ZIP Code 10523 (Elmsford, NY)

Housing Summary for ZIP Code 10523

Homeowners

The median home value in ZIP Code 10523 (Elmsford, NY) is $433,700. Approximately 48.6% of homes in this region are owner-occupied units, and the estimated homeowner vacancy rate is currently 1.7%.

The average occupancy of owner-occupied units in ZIP Code 10523 is 3.41 occupants, while owner-occupied units have an aggregate average size of 2.72 bedrooms per housing unit.

Renters

In the 10523 ZIP Code, an estimated 51.4% of all housing units are occupied by renters. This ZIP-defined region has is an estimated rental vacany rate of 3.2%.

Among renter-occupied units in this ZIP, the average occupancy is 2.79 occupants, while renters in this Westchester County region spend an average of 0% of their income on housing rental costs.

Housing Stats for ZIP Code 10523

See the table below for a regional snapshot of data related to both owner-occupied housing and rentals in ZIP Code 10523.

ZIP 10523 New York U.S.
Median Home Value $433,700 $487,737 $356,002
Owner-Occupied Housing Units 48.6% 53.9% 64.0%
Homeowner Vacancy Rate 1.7% 1.7% 1.6%
Average Size of Owner-Occupied Unit 3.41 2.74 2.70
Average # of Bedrooms Per Unit 2.72 2.48 2.75
Median Housing Rent $0 $1,280 $1,062
Renter-Occupied Housing Units 51.4% 46.1% 36.0%
Rental Vacancy Rate 3.2% 4.2% 6.0%
Average Size of Renter-Occupied Unit 2.79 2.41 2.49
Percent of Income Spent on Rent 0% 30.25% 29.83%

Home Values in ZIP Code 10523 (Elmsford, NY)

The median home value in ZIP Code 10523 is $433,700. That median value is about 38% higher than the median home value of $313,700 in New York overall, and is 99% higher than the $217,500 the median home value in the entire U.S. About 56.7% of homes in ZIP Code 10523 are valued $300,000 to $499,999. That is 148% higher than in the state of New York, in which 22.9% of homes are valued at $300,000 to $499,999, and is about 194% higher than in the U.S. overall (19.3% of homes valued at $300,000 to $499,999). The home value range that the smallest portion of ZIP Code 10523 homes fall into is $150,000 to $199,999 (0.0% of homes).

Home Values in ZIP Code 10523

This chart visualizes the breakdown of home values in ZIP Code 10523, New York, and also in the U.S. overall.

A bar chart visualizing the breakdown of home values in ZIP Code 10523 vs. home values in both the state of New York and in the U.S. overall.

Home Values in ZIP Code 10523

See the table below for a regional comparison of home values in ZIP Code 10523.

Home Value ZIP 10523 New York U.S.
Less than $50,000 1.5% 4.4% 6.9%
$50,000 to $99,999 1.3% 9.9% 12.0%
$100,000 to $149,999 0.0% 10.8% 13.3%
$150,000 to $199,999 0.0% 9.6% 14.0%
$200,000 to $299,999 8.6% 13.6% 19.6%
$300,000 to $499,999 56.7% 22.9% 19.3%
$500,000 to $999,999 27.6% 21.2% 11.4%
$1,000,000 or more 4.3% 7.7% 3.4%

Home Ages in ZIP Code 10523 (Elmsford, NY)

Approximately 18.8% of homes in this Elmsford, NY region were built in 1950 to 1959. This amount of homes built in 1950 to 1959 in ZIP Code 10523 is about 28% higher than percentage of homes built in this time period in New York overall (14.7% of homes), and is 83% higher the percentage (10.3% of homes) in the U.S. as a whole. Additionally, an esimated 17.1% of local homes were built in 1939 or earlier. On the other end of the scale, just 2.9% of homes in this Westchester County ZIP Code were built in 1980 to 1989 in ZIP Code 10523. In comparison, 7.5% of homes in New York overall were built in 1980 to 1989, while 13.4% of all U.S. homes were built in this time period.

Home Ages in ZIP Code 10523

A detailed regional comparison of home ages in ZIP Code 10523.

Year Built ZIP 10523 New York U.S.
2014 or later 5.4% 1.1% 2.5%
2010 to 2013 3.4% 1.6% 2.7%
2000 to 2009 12.5% 6.3% 14.0%
1990 to 1999 13.0% 6.2% 13.9%
1980 to 1989 2.9% 7.5% 13.4%
1970 to 1979 6.1% 9.9% 15.2%
1960 to 1969 16.4% 12.5% 10.6%
1950 to 1959 18.8% 14.7% 10.3%
1940 to 1949 4.6% 8.1% 4.9%
1939 or earlier 17.1% 32.1% 12.6%

Age of Homes in ZIP Code 10523

See the chart below for details on the age of homes in ZIP Code 10523, New York, and also in the U.S. overall. Data here refers to years that homes were built.

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Housing FAQs for ZIP Code 10523

Frequently asked questions about housing in this Elmsford, NY ZIP Code. Answers to questions about both owner-occupied housing and rental housing in 10523.

1

What is the average home value ZIP Code 10523?

The median home value in ZIP Code 10523 (Elmsford, NY) is $433,700.
2

Are homes expensive in ZIP Code 10523?

The median home value in 10523 ($433,700) is an estimated 38% higher than the aggregate median value of $313,700 in New York, and is 99% higher than the $217,500 the median home value in the U.S. overall.
3

What are owner-occupied vacancy rates like in ZIP Code 10523?

The vacacy rate for owner-occupied housing in ZIP Code 10523 is 1.7%. This rate is 0% lower than the overall New York owner-occupied vacancy rate of 1.7%. Additionally, the 10523 vacancy rate is 6% higher than the entire U.S. vacancy rate of 1.6%.
4

Does ZIP Code 10523 have older homes or newer construction?

In ZIP Code 10523, about 18.8% of homes were built in 1950 to 1959. That time range includes the most home construction. Also, 17.1% of homes in the region were built in 1939 or earlier. In contrast, 2.9% of homes in 10523 were built in 1980 to 1989.
5

What is the housing breakdown in ZIP Code 10523? Are there more rentals or owner-occupied units?

There is more renter-occupied housing in 10523 than owner-occupied housing. Renter-occupied units make up 51.4% of housing, compared to 48.6% for owner-occupied units.
6

Are rental vacancy rates high in ZIP Code 10523?

The vacacy rate for rental units in ZIP Code 10523 is 3.2%. This rate is 24% lower than the overall New York vacancy rate of 4.2%. Additionally, the 10523 vacancy rate is 47% lower than the entire U.S. vacancy rate of 6.0%.